Professor Sojung Carol Park, is a Professor at Seoul National University's College of Business. Prior to join Seoul National University, she held a faculty position at California State University, Fullerton. Her academic journey boasts a Ph.D. in Insurance and Risk Management from the University of Pennsylvania's Wharton School and MS/BS in industrial Engineering from Seoul National University, demonstrating a commitment to excellence in education and research. Professor Park's expertise spans diverse domains, including insurance economics, an in-depth understanding of the intersections between insurance and culture, Bonus-Malus System in auto insurance, financial consumer behavior, and Insurtech and Fintech strategy. Beyond her academic endeavors, Professor Park actively contributes to the broader community through her advisory roles in prestigious organizations such as the Financial Services Commission and the Korea Deposit Insurance Corporation. As a prolific author, her scholarly contributions, including leading papers in renowned journals such as Journal of Risk and Insurance, ASTIN Bulletin, Insurance, Mathematics, and Economics, The Geneva Papers on Risk and Insurance - Issues and Practice. Prof. Park is a member of American Risk and Insurance Association, Korean Insurance Academic Society, Korean Risk Management Society.

EXPERIENCE

SEP 2019 - 현재: 서울대학교 경영대학 교수
SEP 2014 - AUG 2019: 서울대학교 경영대학 부교수
AUG 2012 - JULY 2014: 서울대학교 경영대학 조교수
AUG 2009 - JULY 2012: 캘리포니아 주립대학 풀러튼 경영대학 조교수

EDUCATION

2004 - 2009: 보험학 박사 (재무금융 부전공), The Wharton School, University of Pennsylvania
2002 - 2004: 산업공학석사, 서울대학교 공과대학
1998 - 2002: 산업공학학사, 서울대학교 공과대학

[대표 학술 논문 및 연구 보고서]

1. 보험과 문화:
- Park, Sojung* and Jean Lemaire (2012) "The Impact of Culture on the Demand for Non-Life Insurance", ASTIN Bulletin (The Journal of the International Actuarial Association) 42, issue 2, p. 501-527
- Park, Sojung* and Jean Lemaire (2011) “Culture matters: Long-Term Orientation and Life Insurance Demand” Asian Pacific Journal of Risk and Insurance 5, Issue 2, Article 1: Leading paper
- Park, Sojung*, Jean Lemaire, and Choong Tze Chua (2010), “Is the Design of Bonus-Malus Systems Influenced by Insurance Maturity or National Culture?”, The Geneva Papers on Risk and Insurance - Issues and Practice 35, S7-S27: Leading paper

2. 보험/재보험 산업, 보험 소비자:
- Park, C. Sojung*, Xiaoying Xie, Pinghai Rui (2018) “The Sensitivity of Reinsurance Demand to Counterparty Risks: Evidence from US Property-Liability Insurance Industry”, Journal of Risk and Insurance 86(4)
- Park, Sojung* and Xiaoying Xie (2014), “Reinsurance and Systemic Risk: Reaction of Property-Casualty Insurers to Reinsurer Downgrading”, Journal of Risk and Insurance 81, issue 3: 581-621
- Park, Sojung* and Tokutsune Yasuyuki (2013), “Do Japanese Policyholders Care About Insurers’ Credit Quality?”, The Geneva Papers on Risk and Insurance - Issues and Practice 38, p. 1-21: Leading paper

3. 자동차 보험 요율: 할인할증, 주행거리와 사고율:
- Oh, R, Lee. K., Park, S., and Ahn, J.* (2020), Double-counting problem of the Bonus-Malus system. Insurance: Mathematics and Economics 93: 141-155
- Park, C. Sojung, Joseph H.T. Kim, Jae Youn Ahn* (2018), “Does Hunger for Bonuses Drive the Dependence between Claim Frequency and Severity?”, Insurance: Mathematics and Economics 83: 32-46.
- Park, Sojung*, Jean Lemaire, and Kili Wang (2016), “The use of annual mileage as a rating variable”, ASTIN Bulletin

4. 인슈어테크, 핀테크, 금융소비자:

- 박소정*, 디지털 금융이해력에 관한 연구, 2024, 보험연구원.
- 박소정*, 박지윤, 인슈어테크 혁명: 현황 점검 및 과제 고찰, Nov. 2017, 보험연구원.

* 교신저자